AIDATACY x Banque Centrale du Vietnam – Building a Privacy-Preserving AML & Anti-Fraud Infrastructure with FHE

Facing the challenge of interbank data silos and privacy constraints, the Central Bank of Vietnam (BCV) partnered with AIDATACY to test a Fully Homomorphic Encryption (FHE)-based solution for real-time AML and anti-fraud detection.

Through the SQL-FHE engine, each bank can verify transactions against a centralized encrypted database (DB0) and receive a simple “YES/NO” risk signal without ever decrypting or accessing another bank’s data.

The pilot involved multiple sectors (public investment, agriculture, construction) under the BCV/AML supervision, demonstrating secure, sovereign collaboration among financial actors.

Inside the downloadable use case, you’ll find:

• Overview of the FHE-based architecture and encrypted workflows.
• Data model and privacy-by-design enforcement mechanisms.
• Integration roadmap with existing AML systems.
• Technical performance results and latency benchmarks.
• Regulatory analysis ensuring alignment with GDPR, FATF (10-15-20), EU AMLD5/6, and Vietnam AML Law 2022.

Download the full use case to explore how AIDATACY and the Central Bank of Vietnam designed a quantum-safe, privacy-compliant foundation for national financial integrity.